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3092 items matching your search terms

  1. DM v TD [2025] NZDT 392 (12 September 2025) [PDF, 87 KB]

    Insurance / Contract / Applicant has insurance with Respondent / Applicant obtained prior approval of $5,000 for surgery and self-funded the other $5,000 / After surgery, policy limit increased to $15,000 / Applicant later learned that other members had been paid more than $5,000 / Applicant claimed Respondent had obligation to treat all members consistently and claimed $5,000 / Held: Applicant received full amount she was contractually entitled to / Any discretionary payments Respondent may have made in other cases did not create enforceable rights for Respondent / No legal basis for ordering additional payment / Claim dismissed.

  2. IN v BD [2025] NZDT 356 (11 September 2025) [PDF, 97 KB]

    Negligence / Head-on collision occurred between Applicant’s car and Respondent’s tractor as they turned a blind corner / Applicant claimed collision was inevitable as Respondent had not taken all necessary steps to ensure safety of other road users while driving his tractor / Applicant said Respondent had negligently positioned tractor forks / Applicant's vehicle was damaged beyond repair in the collision, determined to have pre-accident value of $1,500 / Held: collision caused because neither party was traveling at a speed that allowed them to stop in half the roadway that was visible to them / Not accepted that Respondent had a higher duty of care to avoid an accident when driving a tractor / Applicant and Respondent both contributed equally to the collision / Respondent ordered to pay Applicant $750, half the damage costs / Claim allowed in part. 

  3. HI v S Ltd [2025] NZDT 303 (11 September 2025) [PDF, 103 KB]

    Negligence / Applicant was driving and encountered an excavator operated by Respondent’s employee / Applicant followed road signs and drove past excavator / Respondent’s employee raised excavator bucket to avoid car but rubble fell from the bucket onto Applicant’s car causing damage / Applicant (via insurer) claimed Respondent was liable for repair costs / Held: excavator operator breached duty of care by failing to ensure the lane was clear before moving the bucket / Respondent vicariously liable / Respondent ordered to pay Applicant’s insurer $5,243.43 / Claim allowed.

  4. JN v TS [2025] NZDT 417 (10 September 2025) [PDF, 95 KB]

    Contract / Applicant booked accommodation through a booking website with Respondent/ Applicant paid $200 deposit and balance of $550 / Respondent had failed to record booking and accommodation was no longer available / Respondent called Applicant offering a refund or alternative comparable accommodation, which the Applicant accepted / After accepting offer, Applicant called Respondent claiming alternate accommodation did not meet their needs and they had booked elsewhere / Alternative accommodation was non-refundable and remained available for the Applicant’s use for the duration of original stay / Applicant sought refund of $750  / Respondent counter-claimed for $826.78 for alternative accommodation / Held: Respondent repudiated original contract but upon accepting offer of alternative accommodation / Applicant affirmed contract on varied terms / Applicant could not cancel contract as Respondent had not breached varied terms /  Applicant and Respondent bound by the terms of varied con…

  5. KX v C Ltd & F Ltd [2025] NZDT 429 (10 September 2025) [PDF, 107 KB]

    Consumer law / Consumer Guarantees Act 1993 / In 2014 Applicant signed six-year gym membership contract (then operated by First Respondent) / In 2017 Applicant gave First Respondent notice to cancel and was advised to pay arrears / Applicant paid arrears and believed contract had been cancelled / Membership fees continued to be deducted from Applicant’s bank account until 2023 / During that period, Second Respondent took over gym / Applicant claimed $3,793.89 in overpaid fees / Held: First Respondent failed to provide services with reasonable care and skill / First Respondent received Applicant’s cancellation email in 2017 but did not clearly instruct Applicant that further steps were required / Reasonable member would have believed cancellation had been processed / Contract should have been terminated after the 30-day notice period / Applicant entitled to recover wrongly deducted fees / No reduction made for contributory fault as money was wrongfully taken from Applicant’s bank accoun…

  6. SC v LA [2025] NZDT 440 (9 September 2025) [PDF, 172 KB]

    Contract / Relationship Property / Applicant and Respondent entered s 21 Separation and Relationship Property Agreement / Applicant claimed $7,149.82 for council rates for two properties that passed into her sole ownership under the Agreement / Held: part of rates claim was for period during Applicant’s ownership / Properties were relationship property, therefore Applicant would have been responsible for half of arrears amount in any event / On analysis of rates invoices, only $1,557.00 was potentially owing based on Applicant’s claim / S 21 Agreement was clear and unequivocal in its intent that there was to be no apportionment of council rates / Claim dismissed

  7. O Ltd v KT & NT [2025] NZDT 427 (9 September 2025) [PDF, 101 KB]

    Property / Fencing Act 1978 / Applicant and Respondents owned adjoining properties / Applicant wanted to build a boundary fence so entered discussion with the Respondents regarding the cost and construction of the fence / Applicant did not issue Respondents with fencing notice and proceeded to construct boundary fence / Applicant claimed $5,500 from Respondents for half of the construction costs / Held: no agreement reached between Applicant and Respondents on building fence / Applicant did not follow process and did not serve Respondents with fencing notice / Respondents not liable to pay half of the cost of fence / Claim dismissed.

  8. HU v U Ltd [2025] NZDT 378 (9 September 2025) [PDF, 182 KB]

    Tort / Negligence / Applicant went to collect his dog from Respondent / While parked, Applicant claimed Respondent’s sheep damaged car / Respondent denied responsibility / Applicant, through insurer, claimed $931.60 in repair costs / Held: Respondent liable for damage / Risk of sheep causing damage foreseeable / Respondent had owned sheep previously that caused damage to another client’s car / Applicant did not contribute to the damage / Applicant parked in Respondent’s dedicated carpark / There was no signage to warn clients of potential risks / Eye witness and car video supported probability that the sheep caused the damage / Respondent to pay Applicant $931.60 / Claim allowed.

  9. B Ltd v H Ltd [2025] NZDT 368 (9 September 2025) [PDF, 131 KB]

    Bailment / Duty of reasonable care / Applicant, a motor vehicle dealer, took vehicles to the Respondent for grooming / While in the Respondent’s yard overnight a vehicle belonging to the Applicant was stolen / Respondent had several security measures in place and had not previously experienced theft / Applicant claimed Respondent failed to take all reasonable care while in possession of their vehicle as a bailee / Held: Respondent could have taken further security measures / However, Respondent's current measures were reasonable to deter theft and discharged the onus to secure the vehicles in its possession / Claim dismissed.

  10. PD v T Ltd [2025] NZDT 364 (9 September 2025) [PDF, 175 KB]

    Tort / Trespass / Applicant lived in unit title development / His car was towed from private road by Respondent / Applicant paid $419.50 for its release / Applicant claimed tow unauthorised and sought $1,999 in refund and general damages / Held: Respondent committed tort of trespass to goods / Respondent wrongfully interfered with Applicant’s car and had no affirmative defence / Unclear whether tow had been properly authorised as Body Corporate denied responsibility /  Unclear whether car could be towed for parking on the side of private road / No signage to say parking was not permitted / Applicant did not cause obstruction / Towing fee recoverable but other damages not proven / Respondent to pay Applicant $419.50 / Claim allowed.

  11. CH& DH v D Ltd & KA [2025] NZDT 321 (09 September 2025) [PDF, 168 KB]

    Civil/ Consumer / Limitation Act 2010/ Applicant sought compensation for shower purchased from Respondents / Alleged shower had incorrect dimensions and was not fit for purpose / Applicants withdrew initial claim for medical reasons and refiled / Applicants failed to appear at hearing due to timing confusion / Applicants applied for rehearing / Rehearing  could be granted  if error caused miscarriage of justice/ Held: strike out decision did not create a miscarriage of justice as Applicants were time-barred from pursuing the claim / Claim dismissed. 

  12. KK & UK v B Ltd [2025] NZDT 389 (8 September 2025) [PDF, 202 KB]

    Misrepresentation / Fair Trading Act 1988 ‘FTA’ / Applicants engaged Respondent for warrant of fitness for vehicle they had purchased / Applicants state that Respondent shouldn’t have issued warrant as vehicle had structural damage and LVV certificate / Applicant’s claim $13, 073.89 in repairs / Held: Respondent did not engage in conduct likely to mislead Applicant as structural faults were hidden / Pre-inspection report made plain that vehicle did not have required LVV certifications / Claim dismissed. 

  13. IE v L Ltd [2025] NZDT 425 (4 September 2025) [PDF, 101 KB]

    Consumer law / Insurance / Consumer Guarantees Act 1993 / Fair Trading Act 1986  / Applicant purchased 12-year-old vehicle from Respondent for $11,500 / Purchase price included a two-year mechanical breakdown insurance policy / Two year later, battery failed / Insurer advised Applicant that he was not covered by policy as he failed to comply with requirements / Applicant claimed Respondent misrepresented insurance cover and sought  $4,000 / Held: vehicle was of acceptable quality given its age, mileage and price / Battery failure occurred two years after purchase, beyond the period which guarantees could reasonably be expected to apply / Respondent not liable for insurance policy because insurer had sent Applicant the policy terms shortly after purchase / A reasonable consumer would have read the policy conditions / Any inaccurate description of policy by Respondent did not amount to breach / Claim dismissed.  

  14. TI v LM [2025] NZDT 388 (04 September 2025) [PDF, 189 KB]

    Contract / Contract and Commercial Law Act 2017 / Applicant and Respondent signed a flatmate agreement / $440 bond paid that would be returned to Applicant unless there were costs incurred by Applicant / Applicant and Respondent had a disagreement about Applicant moving in washing machine / Respondent cancelled contract / Held: Having washing machine at house was not agreed in flatmate contract / Applicant was not entitled to cancel contract / Respondent to retain one weeks’ bond for compensation / Claim partially successful / Respondent to pay Applicant $220. 

  15. DI v T Ltd [2025] NZDT 350 (3 September 2025) [PDF, 125 KB]

    Towing / Applicant parked in area where he believed allowed 90 minutes of free parking / Markings and signage were unclear or obscured / Carpark was for gym customers only / Applicant’s vehicle was towed / Applicant claimed refund of $432.08 towing fee / Held: despite unclear markings and signage, wider parking area was clearly and extensively marked as allocated parking for specific businesses / Applicant not a customer of gym so tow justified / Claim dismissed.  

  16. NS v Q Ltd [2025] NZDT 294 (3 September 2025) [PDF, 96 KB]

    Consumer law /  Consumer Guarantees Act 1993 / Applicant purchased laptop from Respondent in September 2024 / Applicant returned laptop in February 2025 due to faulty screen, which Respondent replaced / In April 2025 Applicant discovered crack on screen / Respondent refused to repair screen under warranty as it considered Applicant damaged the screen / Manufacturer repair technician also refused to repair under warranty as damage likely caused by Applicant / Applicant claimed refund of $704.21 / Held: damaged screen caused by Applicant opening laptop / However, replacement screen not of acceptable quality and not fit for purpose / Not sufficiently durable as broke within two months of replacement / Respondent ordered to pay Applicant $704.21 / Claim allowed.

  17. DE & TQ v HT & Ors [2025] NZDT 348 (31 August 2025) [PDF, 200 KB]

    Tort law / Private Nuisance / Applicants and Respondents were neighbours / Respondents trimmed macadamia tree on Applicants’ property without permission / Applicants claimed $5,000 in loss of privacy and compensation / Held: Respondent caused disproportionate damage by trimming tree on Applicant’s property / Respondents can see directly into Applicant’s bedroom, tree has suffered damage and aesthetic of Applicants’ property damaged / Applicant’s claim for tinting bedroom windows was reasonable / Claim for loss of nut production dismissed due to lack of evidence of commercial activity / Arborists costs for tidy-up and two future trims was reasonable / Respondents to pay Applicants $2,282.50 / Claim allowed in part.

  18. BE & TE v NH [2025] NZDT 316 (28 August 2025) [PDF, 87 KB]

    Compensation / Vehicle collision / Applicants’ van and motorbike damaged in collision when Respondent failed to give way / Respondent acknowledged fault / Applicants did not have insurance / Respondent disputed quantum of remedy to be awarded to Applicants / Applicants claimed $7500 in compensation / Held: collision was the cause of the damage to the Applicant's motorbike /  Applicants were entitled to $6,501 being the costs claimed that were supported by receipt or valuation less $500 for the wrecked value of the van already received by Applicants / Claim allowed in part.

  19. B v FX [2025] NZDT 305 (28 August 2025) [PDF, 113 KB]

    Contract / Property / Applicant provided quote for home staging services to Respondent via Respondent’s real estate agent / Respondent accepted quote and Applicant sent invoice of $3,133.75 / Invoice later increased by $50 for additional stagings / Respondent subsequently cancelled contract / Applicant claimed cancellation fee and interest / Held: Respondent had binding contract with Applicant / Contract can only be cancelled if there was a material breach that altered benefit of contract / Additional $50 charge not material breach so Respondent not entitled to cancel contract / Contract enabled Applicant to charge cancellation fee and interest / Respondent to pay Applicant $538.58 / Claim allowed.   

  20. KN v S Ltd & Ors [2025] NZDT 434 (27 August 2025) [PDF, 245 KB]

    Contract / Consumer Guarantees Act 1993( CGA)  / Building Act 2004 (BA) / Applicant arranged Respondent to complete waterproofing and other work on concrete shed to convert it to a studio and storage space / Issues with work causing elevated moisture levels were remedied in the walls but not in flooring / Applicant has on sold property but required to disclose issues of moisture in floor affecting purchase price / Applicants claimed $24,339.09 damages / Held: Contract exists between Applicant and Respondent who supplied services under CGA and BA /  Subsequent Respondents not liable as non-contracting parties / Moisture issues in floor likely caused by Respondent’s failure to carry out services with reasonable care and skill / Due to property sale Applicant not entitled to full costs for remedial work / Respondent to pay Applicant $3,840.00 being refund for cost of waterproofing floor and damages for likely resulting reduction in sale price / Claim against Respondent allowed / Claim aga…

  21. SK v M Ltd [2025] NZDT 312 (27 August 2025) [PDF, 101 KB]

    Consumer law / Consumer Guarantees Act 1993 / Fair Trading Act 1986 (FTA) / Applicant held credit card issued by Respondent / Applicant mistakenly paid $3,692.92 to foreign government agency and requested refund / No payment appeared in his account but he was informed that the agency had processed refund / Acquirer reference number was provided to him to assist tracking / Applicant paid $3,692.92 into credit card account to prevent it going into debt / Applicant contacted Respondent multiple times but Respondent incorrectly claimed money had already been paid into account / Applicant claimed $8,000 for financial loss and stress / Held: Respondent breached guarantee of reasonable skill and care by not investigating Applicant’s issue adequately / Respondent breached FTA by not honouring its advertisement to provide timely assistance to customers / Respondent’s failure prevented Applicant from recovering the refund, causing loss / Claim for compensation for stress and time spent did not m…

  22. CU & B Ltd v HM [2025] NZDT 380 (26 August 2025) [PDF, 90 KB]

    Contract law / Contract and Commercial Law 1997 / Applicant and Respondent were neighbours who discussed possible exchange of services / Applicant claimed there was verbal agreement for the Applicant to provide architectural services and Respondent to provide tiling work / Applicant undertook measurements and presented proposed drawings / Respondent said he would consider proposal / Applicant later issued invoice for work done which Respondent refused to pay / Applicants claimed $1,748 / Held: no contract existed between Applicant and Respondent / Essential terms were uncertain / No agreed consideration / Respondent had not authorised Applicant to proceed with work / No agreement that payment would be financial rather than via service exchange / Claim dismissed.

  23. L Ltd & G Ltd v M Ltd [2025] NZDT 290 (26 August 2025) [PDF, 177 KB]

    Contract / Applicant purchased a power station from Respondent / After Applicant purchased additional batteries, they discovered that only manufacturer’s batteries could be taken by system / Applicant claims that product is not fit for intended purpose and Respondent had been misleading and deceptive as battery requirement had not been advertised / Held: No evidence provided that machine was not fit for purpose / Applicant unable to prove Respondent’s conduct was misleading or deceptive / Claim dismissed.